IRDA Certified Insurance Professional

Mr. Pulkit Pandey
Insurance & Financial Advisor

Associate (III) Fellow (III) PGDIM – BKC Mumbai
“ Insurance works when it matters! ”

Founder, Shri Ganesh Insurance Mechanism (SGIM) – backed by 40+ years of industry legacy and a dedicated team delivering end-to-end insurance solutions.

Our mission: reliable consultancy, effective risk management, and guidance to secure the best possible coverage at the lowest premiums — with complete transparency and trust. Serving clients PAN India.

2500+Happy Clients
97%Renewal Ratio
30+Industry Awards
Trusted by 2500+ families across India
5.0
Pulkit Pandey – SGIM Insurance Advisor Jaipur
97% Renewal Rate
8+ Awards
PAN India Service
Pulkit Pandey
40+Years
Legacy

A Legacy of Trust, Expertise & Simplicity

Shri Ganesh Insurance Mechanism (SGIM), founded in 2017, is backed by over 40 years of insurance industry experience. With a dedicated team focused on end-to-end insurance solutions, our systems and processes are designed to make insurance simple, practical, and effective — especially at the time of claim, when it matters most.

We serve clients across Health Insurance, Group Health Insurance, Motor Insurance, Property Insurance, Life Insurance, Engineering Insurance, and Marine Insurance — providing unbiased comparison across 12+ leading insurers. Our 97% renewal ratio reflects zero mis-selling and the deep trust our clients place in us.

Qualifications & Credentials

Associate (III) – Insurance Institute of India
Fellow (III) – Insurance Institute of India
PGDIM – BKC, Mumbai
IRDA Certified Professional
Working Hours: Mon – Sat, 10:00 AM – 6:00 PM
Personalized Risk Assessment
Transparent & Honest Advice
Dedicated Claim Assistance Team
Best Coverage at Lowest Premium
Lifelong Policy Review & Renewal
PAN India Service Coverage
Chat on WhatsApp Visit SGIM Website

Comprehensive Insurance Solutions
For Every Need

From protecting your family to securing your business — we offer complete insurance solutions across all major segments.

Health Insurance

Individual and family floater plans offering cashless hospitalisation across 10,000+ network hospitals. Best coverage, lowest premium, zero hassle.

  • Individual & Family Floater Plans
  • Critical Illness Cover
  • Cashless Hospitalisation
Get Quote

Group Health Insurance

Corporate and SMB group health solutions covering employees & their families. Cost-effective plans with robust claim support.

  • Employee + Family Cover
  • Customisable Benefits
  • Dedicated HR Support
Get Quote

Motor Insurance

Comprehensive and third-party motor coverage for cars and two-wheelers with zero-depreciation and quick claim settlement.

  • Comprehensive Cover
  • Zero Depreciation
  • Rapid Claim Settlement
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Term Life Insurance

High-sum assured pure term plans at the most affordable premiums — ensuring your family's financial security for life.

  • High Sum Assured
  • Affordable Premiums
  • Riders & Add-ons
Get Quote

Property & Commercial

Property, engineering (CAR/EAR/CPM), and marine insurance for businesses. Comprehensive commercial risk management solutions.

  • Property Insurance
  • Engineering Insurance (CAR/EAR/CPM)
  • Marine Insurance
Get Quote

Need Expert Advice?

Describe your requirement on WhatsApp and we'll recommend the perfect plan within 24 hours.

Chat on WhatsApp

Insurance Partners We Work With

HDFC ERGO Bajaj Allianz ICICI Lombard SBI General Go Digit Oriental Insurance Star Health Manipal Cigna LIC Bajaj Life TATA Life HDFC LifeNew IndiaNational InsuranceUnited InsuranceTata AIGIffco Tokio

Numbers That Reflect Trust & Excellence

2500+
Happy Clients
30+
Industry Awards
40+
Years of Legacy

🏆 Awards & Recognitions

Recognised by HDFC ERGO, Manipal Cigna, Go Digit & other leading insurers for exemplary performance

CDO Club – Award of Excellence
(Abu Dhabi, Apr–Sep '23)

CDO Club – Award of Excellence
(Abu Dhabi, Apr–Sep '23)

HDFC ERGO Masters Club
Bronze Club – Jan–Dec '24

HDFC ERGO Masters Club
Bronze Club – Jan–Dec '24

Manipal Cigna – Lakhpati Club
Plaque of Honor – Aug 2023

 Lakhpati Club
Plaque of Honor – Aug 2023

Manipal Cigna – Award of Excellence
'Ten on 10' – May 2024

Manipal Cigna – Award of Excellence
'Ten on 10' – May 2024

Manipal Cigna – 'Jeet Ki Zidd'
Kumbhalgarh Trip – Apr–May '24

'Jeet Ki Zidd'
Kumbhalgarh Trip – Apr–May '24

Go Digit – Inner Circle
Silver Club FY 2023–24

Go Digit – Inner Circle
Silver Club FY 2023–24

Manipal Cigna – Ranthambore
Diwali Bonanza Nov '24

 Ranthambore
Diwali Bonanza Nov '24

Manipal Cigna – Regional Convention
Jan 2025

Regional Convention
Jan 2025

Your Security Is Our Commitment

We don't just sell insurance — we simplify it, review it, and stand by you at every claim.

Transparent & Simple Buying

We make insurance buying transparent — so you know exactly what you've got and feel confident it's the right fit.

Lifelong Policy Reviews & Renewals

Unlike others who disappear post-sales, we regularly review and update your policies on every renewal for life.

Best-in-Class Claim Support

Our dedicated claims staff assists you at every step — documentation, insurer coordination, and full follow-up till settlement.

12+ Insurer Partnerships

Access unbiased comparison across HDFC ERGO, Bajaj, ICICI Lombard, Manipal Cigna, LIC & more — one advisor, many options.

97%
Renewal Ratio
2500+
Clients Served
40+
Years Legacy
12+
Insurer Partners

"Insurance works when it matters — and I ensure it works for you. We're not just advisors, we're partners for life."

Pulkit Pandey
Pulkit Pandey
Associate (III) | Fellow (III) | PGDIM | Founder SGIM

What Our Clients Say

Real experiences from 2500+ clients who trust SGIM for their insurance needs.

"Pulkit is the best when it comes to insurance. The knowledge, the expertise and the service he provides is top class. After meeting him I got to know many things about insurance. His consultancy is THE BEST. He is always available for you when need. Kudos to you Pulkit!"

Yogesh Kadam
Verified Google Review

"I ported my health policy to Manipal Cigna on Pulkit's suggestion. Recently I was operated for Spinal Surgery and lodged a reimbursement claim for Rs.5.00 lac plus. Pulkit followed up on my behalf and got it approved with great ease. You are SUPERB!"

Anil Agarwal
Verified Google Review

"Pulkit ji and his team are very proactive, easy to reach and very helpful. He demonstrated a deep understanding of medical insurance policies and was readily available anytime to address any concern. Highly recommend for reliable and trustworthy insurance assistance."

Divya Mittal
Verified Google Review

"The services provided are very good and to the highest satisfaction level. While going for surgery, I was guided how to proceed, what precautions to take, how to fill the form and what documents to attach. Reimbursement was made in full amount claimed — Rs.1,59,103."

Jai Singh Choudhary
Verified Google Review

"Helped us during my brother's surgery and throughout the procedures. Informative, Quick, Responsive — clearly knows how to handle critical cases very effectively and promptly. Thank you for all the efforts and help."

Krishna Dayama
Verified Google Review

"Great Experience. They provide the best assistance from taking the best insurance policy according to your requirements. In case of claim, you can fully trust them and they will assist you in each step till the final settlement. Great work guys, keep it up!"

Ankit Bajpai
Verified Google Review

"One of the best persons I have met. Nice support in all perspectives related to insurance or any other guidance. Mr. Pulkit is such an advisor who is 'always there to make me feel that I am always there to help you.'"

Mohit Bhatnagar
Verified Google Review

"I spoke to Pulkit from SGIM when I wanted health insurance and he got me the right policy for me and family. Very helpful team. Just let them know about your requirement and they will do the rest. Will definitely suggest Pulkit and team for health insurance."

AG Pratheek
Verified Google Review

"The true professionals. Whatever they commit, they complete. Had a great experience of assistance extended by Pulkit ji and his team in my health insurance policy during hospitalisation till claim settlement. Very much satisfied!"

Mr. Manoj
Verified Google Review

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Frequently Asked Questions

Everything you need to know about insurance advisory and SGIM's services.

Who is Pulkit Pandey and what does SGIM do?

Pulkit Pandey is an independent insurance advisor and founder of SGIM (Shri Ganesh Insurance Mechanism), offering health, life, and commercial insurance solutions with structured risk assessment across India.

Do you serve clients across all of India?

Yes, SGIM serves clients PAN India — providing policy advisory, renewal management, and dedicated claim support regardless of your location.

Which insurance companies do you work with?

We work with 12+ leading insurers including HDFC ERGO, Bajaj Allianz, ICICI Lombard, SBI General, Go Digit, Star Health, Manipal Cigna, LIC, TATA Life, HDFC Life and more — ensuring unbiased comparison and need-based recommendations.

Do you assist with insurance claim settlement?

Absolutely. We provide end-to-end claim support including documentation review, insurer coordination, hospitalization, and follow-ups until the final settlement — our 97% renewal ratio is proof of our post-sales commitment.

Why choose an insurance advisor instead of buying online?

An independent advisor helps you choose the right cover based on your actual needs, ensures zero mis-selling, reviews your policy on every renewal, and supports you during claims — things online portals simply cannot do.

What is the best way to contact or get a quote?

The fastest way is WhatsApp at 7734000627. You can also call us at the same number or fill the consultation form. Office hours: Mon–Sat, 10 AM to 6 PM. We aim to respond within a few hours.

Get Expert Insurance Guidance Today

Fill out the form and Pulkit will personally get back to you within 24 hours with the best plan recommendations tailored to your needs and budget.

100% Free Consultation
No Obligation
Best Coverage, Lowest Premium
Reply Within 24 Hours

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Let's Connect

Reach us by call, WhatsApp, or visit our office in Jaipur. PAN India advisory available.

Office Address

2nd Floor, Pink Tower, 204, Tonk Road, near APEX BANK, behind Sahara Chambers, Lalkothi, Jaipur, Rajasthan 302015

Working Hours

Monday – Saturday
10:00 AM – 6:00 PM

Service Coverage

PAN India (Online & In-Person)
sgimgroup.com/sgm-insurance

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